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Industries ยท Fintech
Fintech is one of Australia's deepest engineering markets. Re:Sourced runs senior search for payments, neobanking, capital markets, crypto and lending platforms, with specific expertise in regulated environments and compliance-heavy stacks.
The Australian fintech market
Australian fintech engineering teams concentrate in Sydney (Atlassian-adjacent, Block, Airwallex, Up, Pearler) and Melbourne (Athena, Pearler, Up). The Big Four banks (CBA, NAB, Westpac, ANZ) and Macquarie operate at scale across Sydney and Melbourne. Crypto and Web3 talent skews more remote.
Compliance, payments security and reliability engineering are especially competitive in fintech. Cyber and platform searches tend to take longer than greenfield product engineering.
Most-recruited fintech roles
Specialisms in fintech
Salary bands 2026
Sydney base salary bands for the disciplines fintech teams hire most, drawn from our Salary Guide 2026.
| Discipline | Senior base | Principal base |
|---|---|---|
| AI / ML engineer | AUD 180-220k | AUD 220-260k |
| Software engineer | AUD 160-190k | AUD 190-225k |
| Data engineer | AUD 160-190k | AUD 195-250k |
| Cyber engineer | AUD 170-200k | AUD 200-240k |
| Cloud / SRE / platform | AUD 170-210k | AUD 200-230k |
Listed financial services pay parity with Sydney in Melbourne; elsewhere Melbourne runs roughly 3-5% below Sydney.
Base only. 25th-75th percentile of accepted offers. Full Salary Guide 2026 ->
Hiring in fintech
Fintech engineering runs inside APRA-regulated constraints, so the engineers who succeed pair product speed with compliance literacy: payments reliability, auditability and security are baseline, not extras. Application security, platform reliability and risk data are the hardest seats to fill, and cyber and platform searches take longer than greenfield product engineering.
Fintech also competes directly with the major banks and Macquarie for the same senior engineers. Scale-ups win on ownership and equity; the banks win on base and stability. An offer needs to know which of those it is selling.
Go deeper
Fraud, credit and payments intelligence.
Payments, ledgers and core banking.
Risk and regulatory pipelines.
AppSec for APRA-regulated teams.
Bands by discipline, seniority and city.
The all-in cost of a senior engineer.
Common questions
Senior software engineers in Sydney price at AUD 160-190k base, senior data engineers at AUD 160-190k, cyber engineers at AUD 170-200k and senior AI and ML engineers at AUD 180-220k, 25th to 75th percentile of accepted offers.
Application security engineers for regulated environments, senior platform and SRE engineers for payments reliability, and data engineers for risk and compliance reporting.
Our median is 21 days from brief to signed offer, with no fee until placement and a 90-day replacement guarantee.
Start a hiring campaign
20 minute working session. No fee until placement. Replacement inside 90 days.